Simple Advice

I recently came across a powerful piece of information. It set out a template for personal financial planning and it went as follows:

  • 50% of income (max) on living expenses
  • 40% of income on savings, investments, and essential debt
  • 10% of income (max) on whatever you want

I know that there is as much personal financial advice out there as there are stars in the sky, but this particular advice resonated with me. It is so simple to understand.


(Simple to understand ≠ easy to do)

By Brian

I’m Brian Gachichio. I advise and consult on strategy design and execution, performance measurement in organizations, and business process management.

My goal is to provide the innovative thinking that leads to high-impact solutions to business problems and help produce above-average results.